Play · Buy or Wait
Buy now or wait 12 months?
Compare the real cost of housing for the next year on both paths.
Path A — Buy now
- Monthly payment
- $5,037
- Equity built in 12 mo
- $18,703
- Net housing cost
- $41,745
Path B — Wait 12 months
- Future price
- $1,122,000
- Future rate
- 4.29%
- Future monthly
- $4,883
- Net housing cost
- $51,600
Verdict
On these inputs, buying now saves $9,855 over the next year.
This is a model, not a crystal ball. Rate forecasts move daily — set the drift sliders to your own view. Talk to a REALTOR® before you act.